Annuities

Schwab offers two competitively priced* variable annuities—Schwab Genesis Advisory Variable Annuity™ (through Protective Life) and Pacific Advisory Variable Annuity (through Pacific Life)—along with personal guidance from our Annuity Concierge to help you choose what best meets your clients' needs.

Introduction to Schwab Annuity Concierge Service for Advisors
Schwab Annuity Concierge, a dedicated team of professionals is available to assist you and your clients with annuity enrollment and support at no additional cost. The service simplifies the purchase process and paperwork, so you can focus on growing your business.

Introduction to annuities and what they provide
A variable annuity is a long-term investment for retirement that offers tax-deferred growth potential and a variety of investment options. Variable annuities can offer a wide range of features including a guaranteed death benefit and income for life.

Many investors use variable annuities to complement other tax-deferred retirement investments such as IRA and 401(k) plans since, unlike these investments, the IRS imposes no contribution limits on an annuity. However, the issuer may impose such limits. In addition, many variable annuities allow you and your clients to choose from a broad mix of professionally managed investment options from a variety of fund families. 

Annuity and optional rider guarantees are backed by the claims paying ability of the issuing insurer, not Schwab.

Introduction to variable annuity products offered through Schwab
Schwab offers a choice of two highly competitive variable annuities, along with personalized guidance designed for clients of investment advisors: Schwab Genesis Advisory Variable Annuity™ (through Protective Life) and Pacific Advisory Variable Annuity (through Pacific Life).