Financial Solutions

Explore the breadth of Schwab's open-architecture investment
product offerings and solutions to address your clients' needs.

Investing

Schwab's spectrum of investment options gives your clients the flexibility they want with the support they need.

Equities

Choose from a wide range of individual securities, including equities, traded online and backed by a dedicated trading team.

Mutual funds

Access the mutual fund resources you need to build a diversified portfolio for your clients.

Managed Account Platform

Schwab's Managed Account Platform provides high-net-worth clients access to a broad range of money managers and investment strategies.

Exchange traded funds

Access information about Exchange Traded Funds (ETFs) including the Schwab ETF platform1.

Educational investing

Access helpful information about educational investing at Schwab.

Fixed income

Find great choices to help meet your clients' capital preservation and income goals, plus access timely quotes and trade executions.

Alternative investments

Alternative investment custody policies allow clients to hold many alternative investments in their accounts.

Cash management, banking & lending

You have access to a broad array of cash management, banking, and lending solutions from Schwab and Schwab Bank, letting you address your clients' needs.

Cash investments

Access to a wide spectrum of cash investments, products and services designed to offer a combination of competitive returns, easy access and efficient cash management to help balance portfolio risk.

Credit cards

Explore the Charles Schwab Cards from American Express that were designed exclusively for Investors like your clients.

Products from Schwab Bank

Manage your clients' lending and other banking needs through Schwab Bank. Options include mortgages and home equity lines of credit from Schwab Bank’s home lending program provided by Rocket Mortgage®, and a Pledged Asset Line®2 from Schwab Bank.

Tailored client services

Maximize your possibilities with advanced custodial support from Schwab. Use our broad range of customizable solutions to enhance your capabilities and increase your options.

Trade at other firms

Learn about trading at other firms for accounts custodied at Schwab.

Schwab Charitable

Reach out to your Schwab Sales and Service professionals to learn more about financial solutions.

Other resources

Find your way with the Service Guide

Access essential information, resources, and how-to guides around all things Schwab.

Get started

Reach out to your Schwab Sales and Service professionals to learn more about financial solutions.

1. ETFs at Charles Schwab & Co., Inc. ("Schwab") can be traded without a commission on buy and sell transactions made online in a Schwab account. Schwab does not receive payment to promote any particular ETF to its customers. Schwab's affiliate Charles Schwab Investment Management, Inc. ("CSIM") serves as investment advisor to the Schwab ETFs™, which compensate CSIM out of the applicable operating expense ratios. The amount of the fees is disclosed in the prospectus of each ETF. See the Schwab Pricing Guide For Clients of Independent Investment Advisors for pricing details.

2. Entering into a Pledged Asset Line and pledging securities as collateral involve a high degree of risk. Before you decide to apply for a Pledged Asset Line, make sure you understand the risks.

Investors should consider carefully information contained in the prospectus, or if available, the summary prospectus, including investment objectives, risks, charges and expenses. You can view and download a prospectus by visiting https://www.schwabassetmanagement.com/prospectus. Please read the prospectus carefully before investing.

Please refer to the Charles Schwab Investment Management, Inc. Disclosure Brochure for additional information.

In order to participate, the borrower must agree that the lender, Rocket Mortgage, may share their information with Charles Schwab Bank and Charles Schwab Bank will share their information with the lender Rocket Mortgage. Nothing herein is or should be interpreted as an obligation to lend. Loans are subject to credit and collateral approval. Other conditions and restrictions may apply. This offer is subject to change or withdraw at any time and without notice. Interest rate discounts cannot be combined with any other offers or rate discounts. Hazard insurance may be required.

Home equity lines have a 10‐year draw period followed by a 20‐year repayment period. During the draw period, monthly payments of accrued interest are required. Payments will increase if rates increase. At the end of the draw period, the required monthly payments will increase because your client will be paying both principal and interest. Your client may not use this home equity line as a bridge loan, for commercial purposes, to invest in securities, or to repay a margin loan.

HELOC Terms: First lien standalone HELOCs are available. Second lien standalone or piggyback HELOCs are available with an eligible Schwab Bank first lien loan. Rates vary for second homes, vacation homes, or HELOCs opened as standalone accounts. The APR on your home equity line of credit is variable based upon the Wall Street Journal Prime Rate plus a margin. The maximum APR that can apply is 18% or the maximum amount permitted by state law, whichever is less. The minimum credit line amount is $50,000 or the minimum amount permitted by state law, whichever is less. The maximum credit line is $1,000,000. Additional terms and conditions apply. Please contact your Schwab Bank representative for assistance regarding eligible loan types.

HELOC Fees: The estimated range of fees your client may pay is from $0 ‐ $29.00 for every $1,000 of their line amount, and will vary based on the location of the property. The amounts provided are estimates and are not a substitute for initial disclosures of closing costs that your client will receive once they apply for a home equity line of credit with Rocket Mortgage. Proof of proper and adequate insurance may be required prior to closing. Your client is responsible for paying any state, county, or local taxes imposed on a home mortgage transaction.

Rocket Mortgage, LLC; NMLS #3030; www.nmlsconsumeraccess.org. Equal Housing Lender. Licensed in 50 states. AL License No. MC 20979, Control No. 100152352. AR, TX: 1050 Woodward Ave., Detroit, MI 48226-1906, (888) 474-0404; AZ: 1 N. Central Ave., Ste. 2000, Phoenix, AZ 85004, Mortgage Banker License #BK-0902939; CA: Licensed by Dept. of Business Oversight, under the CA Residential Mortgage Lending Act and Finance Lenders Law; CO: Regulated by the Division of Real Estate; GA: Residential Mortgage Licensee #11704; IL: Residential Mortgage Licensee #4127 – Dept. of Financial and Professional Regulation; KS: Licensed Mortgage Company MC.0025309; MA: Mortgage Lender License #ML 3030; ME: Supervised Lender License; MN: Not an offer for a rate lock agreement; MS: Licensed by the MS Dept. of Banking and Consumer Finance; NH: Licensed by the NH Banking Dept., #6743MB; NV: License #626; NJ: New Jersey – Rocket Mortgage, LLC, 1050 Woodward Ave., Detroit, MI 48226, (888) 474-0404, Licensed by the N.J. Department of Banking and Insurance.; NY: Licensed Mortgage Banker – NYS Banking Dept.; OH: MB 850076; OR: License #ML-1387; PA: Licensed by the Dept. of Banking – License #21430; RI: Licensed Lender; WA: Consumer Loan Company License CL-3030. Conditions may apply.

Charles Schwab Bank, SSB and Charles Schwab & Co., Inc. are separate but affiliated companies and subsidiaries of The Charles Schwab Corporation. Brokerage products, including the Pledged (Asset) Account, are offered by Charles Schwab & Co., Inc., Member SIPC, and are not insured by the FDIC, are not deposits or obligations of Charles Schwab Bank, SSB and are subject to investment risk, including the possible loss of principal invested. Charles Schwab & Co., Inc. does not solicit, offer, endorse, negotiate or originate any mortgage loan products and is neither a licensed mortgage broker nor a licensed mortgage lender. Home lending is offered and provided by Rocket Mortgage, LLC. Rocket Mortgage LLC., is not affiliated with The Charles Schwab Corporation, Charles Schwab & Co., Inc. or Charles Schwab Bank, SSB. Deposit and other lending products, including the Pledged Asset Line, are offered by Charles Schwab Bank, SSB, Member FDIC and Equal Housing Lender. Charles Schwab Bank, SSB is not acting or registered as a securities broker-dealer or investment advisor.

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Schwab ETFs are distributed by SEI Investments Distribution Co. (SIDCO). SIDCO is not affiliated with Charles Schwab & Co., Inc.

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